Effective Date: October 2, 2024

This Privacy Policy describes how GODA Ventures Ltd., operating under the brands By Ashley Goddyn and Mortgage to Millions™ (“Company,” “we,” “our,” or “us”), collects, uses, discloses, and safeguards your information when you use our websites, online programs, courses, services, and mortgage brokerage offerings (the “Services”).

By accessing or using our Services, you agree to the terms of this Privacy Policy. If you do not agree, please do not use our Services.

1. Information We Collect

We may collect the following categories of personal information:

Identification & Contact Information: name, email, phone number, address, date of birth.

Transaction Information (Digital Products): billing details, payment card information, order history.

Technical Information: IP address, browser type, cookies, device identifiers.

User-Generated Content: comments, survey responses, testimonials.

We only collect what is reasonably necessary for the purposes identified.

2. How We Use Your Information

We use personal information to:

Provide financial education services.

Process transactions, billing, and account administration.

Deliver digital products, courses, and communications.

Comply with legal obligations.

Improve our Services through analytics and customer feedback.

Send marketing communications (with your consent, where required by law).

3. Consent

By submitting your personal information, you consent to its collection, use, and disclosure in accordance with this Privacy Policy.
You may withdraw consent at any time, subject to legal or contractual restrictions.

4. Sharing of Information

We may disclose personal information in the following circumstances:

Service Providers: To third parties who support our operations (IT, payment processing, CRM, analytics).

Regulatory Compliance: To regulators, law enforcement, or as required by law.

Corporate Transactions: In connection with a merger, acquisition, financing, or sale of assets.

With Your Consent: In situations where you explicitly agree to disclosure.

We do not sell or rent your personal information to third parties.

5. International Transfers

Our servers and service providers may be located outside of Canada (including the United States). By using our Services, you consent to the transfer of information outside your province and/or country, subject to applicable privacy laws.

6. Security of Information

We implement reasonable technical, organizational, and administrative safeguards to protect your information.
However, no system is 100% secure. By using our Services, you acknowledge that we cannot guarantee absolute security.

7. Data Retention

We retain personal information only as long as necessary for business, legal, and regulatory purposes. Once no longer required, we securely destroy, anonymize, or delete your information.

8. Your Rights

Depending on your jurisdiction, you may have the right to:

Access, correct, or delete your personal information.

Withdraw consent to certain processing.

Lodge a complaint with your privacy regulator (e.g., Office of the Privacy Commissioner of Canada).

Requests must be submitted in writing to the contact below.

9. Cookies & Tracking

We use cookies, pixels, and similar technologies to improve user experience, track engagement, and support marketing campaigns. You may disable cookies in your browser, but some features of our Services may not function properly.

10. Marketing Communications

You may opt out of receiving marketing emails by using the unsubscribe link in our emails or contacting us directly. Transactional and regulatory communications cannot be opted out of.

11. Minors

Our Services are not directed to individuals under 18. We do not knowingly collect personal information from minors without parental consent. If you believe we have unintentionally collected such information, contact us immediately.

12. Disclaimer on Financial & Educational Content

All information provided through Mortgage to Millions™ is for educational purposes only and does not constitute financial, legal, tax, or investment advice.
Financial results and investment strategies carry risk and outcomes vary by individual circumstances. You remain solely responsible for decisions made based on our Services.

13. Limitation of Liability

To the fullest extent permitted by law, we disclaim liability for:

Any loss arising from reliance on our educational materials.

Unauthorized access, disclosure, or use of your personal information beyond our reasonable control.

Errors, omissions, or service interruptions related to third-party providers.

14. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Updates will be posted on our website with a revised “Last Updated” date. Continued use of our Services constitutes acceptance of any changes.

15. Contact Information

For privacy inquiries, please contact:

Privacy Officer
GODA Ventures Ltd.
610-329 Howe Street, Vancouver BC V6C 3N2
Email: [email protected]