Effective Date: October 2, 2024

This Privacy Policy describes how GODA Ventures Ltd., operating under the brands By Ashley Goddyn and Mortgage to Millions™ (“Company,” “we,” “our,” or “us”), collects, uses, discloses, and safeguards your information when you use our websites, online programs, courses, services, and mortgage brokerage offerings (the “Services”).

By accessing or using our Services, you agree to the terms of this Privacy Policy. If you do not agree, please do not use our Services.

1. Nature of Services

All information, products, and programs are provided for educational and informational purposes only. Nothing provided constitutes financial, legal, tax, or investment advice. You are solely responsible for your financial decisions and results.

2. Enrolment and Payment

By enrolling in any program or purchasing a product, you agree to pay all applicable fees in full.

All sales are final. No refunds, cancellations, or chargebacks are permitted under any circumstances.

If you choose a payment plan, you remain responsible for the full purchase price, regardless of completion or participation.

We reserve the right to change, update, modify, or retire the course curriculum, content, or program structure at our sole discretion, with notice or and without obligation.

3. Intellectual Property

All course materials, frameworks, documents, and content provided by us are the exclusive property of GODA Ventures Ltd.
You are granted a personal, non-transferable license for individual use only. Copying, distributing, reselling, or otherwise exploiting the materials without written consent is prohibited.

4. Results Disclaimer

We do not guarantee outcomes, earnings, or specific results. Individual results vary and depend on your circumstances, effort, and market conditions.

5. Limitation of Liability

To the maximum extent permitted by law, the Company is not liable for:

Any loss, damages, or costs (direct or indirect) arising from participation in our programs or use of our materials.

Reliance on program content as a substitute for professional advice.

Service interruptions, errors, or third-party platform issues beyond our reasonable control.

6.Termination of Access

We reserve the right, at our sole discretion, to suspend or permanently revoke your access to any program or service without refund if:

You fail to make payments as agreed.

You engage in misconduct, abusive behavior, or violate these Terms.

You misuse, share, or distribute program content without authorization.

6. Consent to Communications

By using our services, you consent to receive communications, updates, and marketing materials. You may unsubscribe at any time (except essential service communications).

7. Governing Law

These Terms shall be governed by and interpreted under the laws of the Province of British Columbia and the federal laws of Canada applicable therein.

8. Amendments

We may revise these Terms from time to time. Updates will be posted with a revised “Last Updated” date. Continued use of our services constitutes acceptance of updated Terms.

By using our services, enrolling in programs, or purchasing products, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.